We refer our buyers to Sean Herrero because he removes the biggest risk in any transaction — the lender. With Sean, you compete like a cash buyer, close in as little as 10 days, and your Earnest Money is fully protected.
"We've seen deals fall apart because of the lender — that's why we only send our clients to someone we trust completely."— Katy Anderson & Katie Krembs · California 24
Sellers love cash offers for one reason: certainty. No lender conditions, no last-minute surprises, no delays. The uncomfortable truth is that lenders derail deals all the time — missed deadlines, surprise conditions, poor communication. When we refer you to Sean, we're putting our names behind the transaction. His financing gives sellers the same certainty they'd get from a cash buyer.
Sean fully pre-underwrites your loan before you find a home. Your offer carries the same certainty as cash — verified, approved, no surprises. Sellers and listing agents take notice.
Cash-Competitive FinancingMost financed offers take 30–45 days. Sean closes in as little as 10. In a competitive East Bay market, that speed can be the sole reason sellers choose your offer over another.
10-Day Close AvailableIf a lender error on Sean's part causes your loan to fail and the seller keeps your Earnest Money — Sean pays it back. Every dollar. Written guarantee. Not a talking point.
Earnest Money ProtectedIf Sean's team makes a lender error that causes your loan to fail — and the seller tries to keep your Earnest Money Deposit — Sean will write you a check for the full amount. Not a marketing promise. A written guarantee. It's the reason we put our names behind this referral.
*EMD Guarantee applies in documented cases where a lender error on Sean Herrero's part directly causes loan failure and contract cancellation. Terms discussed at consultation. CrossCountry Mortgage, LLC.
Co-founder of California 24, named for the highway connecting Alameda and Contra Costa Counties. Consistently ranked in the top 1% of East Bay agents and named to the Wall Street Journal / RealTrends Best Agents list.
Analytical, methodical, and driven, Katie brings a lawyer's eye for detail to every transaction. After a decade in Oakland, now based in Walnut Creek — deeply connected to the communities she serves.
Sean specializes in fast, reliable financing for Bay Area buyers. His 10-day close and EMD guarantee are why we refer every one of our clients to him — without hesitation.
We personally refer every one of our buyers to Sean because we know he will protect the transaction — and protect you. Get pre-underwritten before you write your first offer.